Raise your FICO score by paying bills on time, lowering debt-to-credit ratios and keeping a steady job. Notice an improvement in credit scores after fixing problems within two and six months with insight from aregistered financial consultant in this free video on credit scores. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC