Opt to adopt! asked:


I have a friend who is really annoying me…she refuses to pay her credit card bill, and brags about it saying “All they do it call” or “I just throw out the paper notices they send”. It annoys me because I just finished paying my $6,000 credit card off and it was really hard! I know it will ruin your credit, but other than that can anything else happen? What happens if you refuse to pay your credit card bill? She doesn’t own any property (she rents a condo), and she has her own car.

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