Kathleen had good credit until she was 59 years old and got caught in the housing bubble. After selling two homes for less than she imagined, Kathleen fell behind on her bills and moved from California to Texas. Eventually she found a great job; but it wasnt paying enough to cover her rent, living expenses and her mounting debt. That’s when she decided to call Allmand and Lee who not only helped her file bankruptcy; but even helped her file her taxes. Kathleen received a large tax refund that was enough to cover the costs of her bankruptcy.