Posts Tagged Fico Score

Is the FICO debt-credit ratio an average of each account or a total of all accounts?

credit debt
jimjones3 asked:


For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?

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3 Comments

Will transferring my credit debt to a 4th credit card hurt my FICO score?

credit debt
rudder214 asked:


Will transferring my credit debt to a 4th credit card hurt my FICO score? The APR is killing me on two of them.

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5 Comments