Posts Tagged credit debt

can paypal take money directly out of your bank account if you dont have a credit/debt card?

credit debt
Morgan asked:


i have a bank account but no credit/debt card. i want to buy a virgin mobile cell phone because im 16 and its no contract, and you have to pay with paypal or credit/debt card. i was wondering if you can pay a bill with paypal and if it can just take money directly out of your bank account to pay a bill.

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what about some relief for nonsecured debt such as credit cards?

credit debt
lance087 asked:


since there is forgiveness on short sales for homeowners what about credit debt.

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Credit Debt?

credit debt
Donald F asked:


I have under $5000 in debt, and I want to make payments, but the payments I can afford, are not even covering the interest I am being charged. This debt was written off as bad debt, and killing my credit along with my debt growing. Does anyone have ideas in ways to get this debt lowered, by negotiating? The majority of the debt came fom Capital One and the agency who now has the account said that they will not negotiate a payment plan with me, per Capital One’s requirements. They will work with me on a payoff, but I cannot afford the payoff. Any ideas out there?

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How can I fix my credit debt that my parents messed up?

credit debt
april marie asked:


When I was younger about 14 or 15 my parents got credit cards in my name (which i think is illegal but it was to help at the time) but hard times hit and they kept using them although we didnt have the money. So eventually she stopped using them but now im way in debt and they cant afford to pay it off and neither can i ( i am only 19 years old).

i cant get a decent apartment or get credit cards and some jobs that require a credit check… cant get those

im going on a trip to cancun but i need a credit card but i need to fix my credit which is the most important thing to me right now.

if i get legal help my parents could get in serious trouble which of course me being their child i dont want

can anyone help at all?

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What is the statute of limitations for credit debt in Nebraska?

credit debt
ckudron73 asked:


I received a phone call from First National Collection Bureau regarding a debt from Sept. 1998. I don’t recall having an account with the bank they mentioned. They sent me a letter stating that if I don’t respond to them in writing then they would assume the debt is valid. I have no records, even credit report, that shows this debt. Should I worry about this?

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Can anyone suggest a good company to help me with credit debt relief?

credit debt
Matthew asked:


I have tens of thousands of dollars worth of credit debt and I just need some help. Can anyone recommend a good company that can help me reduce payments/get out of debt faster?

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Do you need a credit/debt card to rent movies at blockbuster?

credit debt
Steff asked:


Hi I was wondering if you need a credit/debt card to take movies/games out at blockbuster. You do need membership too right? Does that cost anything?

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Would you be willing to help out another family by donating $5 min to helping them reduce credit card debt?

debt reduce
TReilly73 asked:


I’m in process of starting an organization to help middle class families get out from under their large amount of credit card debt instead of waiting for the government to help or credit card companies to help. Would you be willing to make a donation to selected families in the PayitForward method to help reduce the large amount of credit card debt?

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How can I reduce my debt with the following situation?

debt reduce
showmethemoney asked:


I own my home. My first mortgage is $380,000 my second mortgage is $90,000. I have approx $60,000 in unsecured credit card debt (approx 12 accounts). My home has dropped in value by about $40,000. What are my options? I would like to eliminate all my credit card debt and have at maximum 3 accounts to lower my monthly payment. (1st mortgage, 2nd mortgage and other debt).

Does anyone have advice on how I can do this? My credit score is 670.

Thanks

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Will transferring my credit debt to a 4th credit card hurt my FICO score?

credit debt
rudder214 asked:


Will transferring my credit debt to a 4th credit card hurt my FICO score? The APR is killing me on two of them.

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