Posts Tagged credit card debt

How can I reduce my debt with the following situation?

debt reduce
showmethemoney asked:


I own my home. My first mortgage is $380,000 my second mortgage is $90,000. I have approx $60,000 in unsecured credit card debt (approx 12 accounts). My home has dropped in value by about $40,000. What are my options? I would like to eliminate all my credit card debt and have at maximum 3 accounts to lower my monthly payment. (1st mortgage, 2nd mortgage and other debt).

Does anyone have advice on how I can do this? My credit score is 670.

Thanks

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Credit debt issues: How can I help to improve someones credit issues?

credit debt
mojo asked:


I am trying to help out a family member resolve credit issues. Is there anything out there that can help her credit situation? Her score is 550 and she has about 8500. in credit card debt. She cannot get another card because of bad credit history. Any answers?

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Best way to reduce credit card debt without a bank loan?

debt reduce
S.C. Mike asked:


What is the best way to reduce credit card debt without getting a loan?

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Who can lower my interests and reduce my credit card debt?

debt reduce
nyc_purple_haze asked:


Does anyone know a company which can reduce the
overall total of my credit card debt and lower interest?
I have heard a lot of information about them but was
wondering anyone with experience dealing with a certain
company who actually helped them. Thanks in advance

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Has any one got help through a reputable business company who helps reduce your debt?

debt reduce
RON G asked:


What i want is a Company you can trust to help get your credit card debt down or reduce the interest being charged and maybe a credit card company with low interest charges to change to
Can RUDOLPH HESS send me his answer again it seem to got lost

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Is there any credit card debt company that will reduce debt without negatively effecting on your credit?

debt reduce
Marie Q asked:


No Spam, Spam will be reported

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What is the best solution for credit card debt?

credit card debt
Twin father asked:


What is the best solution for credit card debt?
I am way in over my head, I have 6 credit cards and I’m over $40,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I need HELP!

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How do get my credit card debt to zero?

credit card debt
Ramesh asked:


I had left USA around 4 years back as I could not get a job(software). When I left I had credit card debt. Now i want to be back and normalize my debt. I currently dont have a job. I checked my credit report on the internet but confused with the terms. Its certain that collection agency must be trying to locate me. I cant figure out my current debt, thats when I left and now(including interest?). I need help in how to take the first step and how its going to affect my job-hunt.

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Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

credit card debt
XCALIBUR asked:


I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

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Selling home, making a profit - better to pay off credit card debt or put money into new home?

credit card debt
Cookie On My Mind asked:


I have some credit debt left and I’m wondering if I should put the extra money I make from selling my home into the new house I’m purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I’m not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away

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