Posts Tagged credit card debt

Is there any credit card debt company that will reduce debt without negatively effecting on your credit?

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Marie Q asked:


No Spam, Spam will be reported

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What is the best solution for credit card debt?

credit card debt
Twin father asked:


What is the best solution for credit card debt?
I am way in over my head, I have 6 credit cards and I’m over $40,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I need HELP!

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How do get my credit card debt to zero?

credit card debt
Ramesh asked:


I had left USA around 4 years back as I could not get a job(software). When I left I had credit card debt. Now i want to be back and normalize my debt. I currently dont have a job. I checked my credit report on the internet but confused with the terms. Its certain that collection agency must be trying to locate me. I cant figure out my current debt, thats when I left and now(including interest?). I need help in how to take the first step and how its going to affect my job-hunt.

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Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

credit card debt
XCALIBUR asked:


I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

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Selling home, making a profit - better to pay off credit card debt or put money into new home?

credit card debt
Cookie On My Mind asked:


I have some credit debt left and I’m wondering if I should put the extra money I make from selling my home into the new house I’m purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I’m not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away

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How do I go about eliminating my credit card debt?

credit card debt
Chris M asked:


I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have “financial difficulties” instead? Also, which debt consolidation programs would you refer, if any? Thank you!

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How will settling credit card debt affect my credit score?

credit card debt
operamemartexpo asked:


I have several accounts on my credit that are all in good standing. I just have one credit card with $25,000 in debt. I was making payments on it but when my husband was laid off, I couldn’t make payments. It’s over 90 days due and I want to settle the debt but I am afraid of how it will affect my credit score and what I can do to make sure it is not too negative on my credit. Any advice?

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Credit card debt consolidation companies, Anyone know of a good one?

credit card debt
nikki asked:


I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?

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Who is responsible for credit card debt if somebody dies? Or does the company eat it?

credit card debt
Brad asked:


Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person’s estate. But let me pose another question then - what if that person’s estate does not have enough money to cover that credit card debt.

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How much credit card debt do you have as a couple with one child?

credit card debt
Annie asked:


Just wondering what the average is. My husband tells me everyone has debt, and I can understand my house and my car, but what is your credit card debt?

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