Posts Tagged Capital One

How to settle a credit debt?

credit debt
terrortwilight asked:


I was issued a summons to appear in court for a credit card debt, how can I settle out of court? I live in Illinois and I had a credit like with Capital One.

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3 Comments

Credit Debt?

credit debt
Donald F asked:


I have under $5000 in debt, and I want to make payments, but the payments I can afford, are not even covering the interest I am being charged. This debt was written off as bad debt, and killing my credit along with my debt growing. Does anyone have ideas in ways to get this debt lowered, by negotiating? The majority of the debt came fom Capital One and the agency who now has the account said that they will not negotiate a payment plan with me, per Capital One’s requirements. They will work with me on a payoff, but I cannot afford the payoff. Any ideas out there?

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My capital one credit card bill came in the mail after my due date. What should i do?

credit card bill
me asked:


what if this was a one time thing? i paid my bill in full but im worried since it’s my first credit card bill that i am off to a bad start. i am normally a perfectionist and pay everything on time. could this affect my credit score if it’s the only time it will happen?

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9 Comments