Comments on: Is holiday spending a problem for families?

By: riverrat323

riverrat323 — Mon, 01 Feb 2010 22:24:08 +0000

Holiday spending is way out of hand.

By: Encyclopedia Magandaca

Encyclopedia Magandaca — Sat, 30 Jan 2010 11:11:34 +0000

Churches would be a great venue for distributing these packets, as well as your local welfare office, thrift shops and employment offices.
Holidays can be a tough time for people who arent prepared for the extra expenses

By: sortaclarksville

sortaclarksville — Thu, 28 Jan 2010 08:12:02 +0000

Excellent idea! I agree with JB - better to budget and then pay cash at the time than to pay interest on it over the next year(s).

I think any venue that reaches college students would be a great place to go. So many people fall behind in debt in their college years and end up paying for it for the rest of their life.

Been a long time since I’ve been in college, but churches would be a good idea. Maybe contact the student union office and see if they have any programs that you could “piggy back” onto. If they have general finance courses that students can take, maybe you could be a guest speaker at those. Contact the professors in the business and finance departments, and don’t forget other areas such as home economics (or whatever it is called these days).

I know you want to get this info out to people other than just college students (but college students are the best place to start since that’s where most people’s finance habit, both good and bad, get started). In that case, I would contact a place like Consumer Credit Counseling and see if they have any suggestions. Contact the public library and see if they will let you hold a short seminar. In most cases they can and will advertise it along with their other programs. Maybe coordinate it with a children’s reading hour and the parents can drop the kids off for that and then come to your program.

By: JB

JB — Mon, 25 Jan 2010 10:08:51 +0000

Please do this project. People turn to their credit cards everyday. It’s even worse around the holidays.

People on a budget don’t have problems over the holidays. They budget money into a holiday fund every month then spend that on holidays.

I’d rather put 50 bucks a pay into a holiday fund and pay for the holidays with cash than pay for holidays on credit and pay 50 bucks a month plus interest after the holidays.