My mom wants to help pay my credit card bill but I do all my payments online, what do I do?
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#1 by hotwheels122298 - December 31st, 2009 at 06:35
if she wants to help pay then just ask her to write you a check and you pay the full amount online. you put her check in your account and it would be as if she paid half or whatever she is willing to help you pay.
#2 by Ed Atun - January 2nd, 2010 at 02:03
The credit card company will accept a check from mom for your account. Mail it in. They will process it and credit it towards your outstanding balance. Put all your info on the check and a short note to explain that this is in addition to your normal online payment..
#3 by scorpiorising75 - January 4th, 2010 at 15:51
When you say you are paying online, I assume you mean that you log in to the lending institution’s website, and transfer money by giving them your checking or savings account information, or perhaps your debit card number or something.
There are three ways I can see to do this:
1. Have her mail in a check, with your account number on the check and an accompanying note like someone else recommended. You can call the bank to find the mailing address for payments by check.
2. She can give you the money. She can send it to you via paypal, a personal check, whatever.
3. Give her your login information, and let her make online payments as well. Technically it’s a bad idea to give someone your password, but, it’s your mom. If she’s 100% trustworthy, I don’t see anything wrong with this.
If you’re using an online bill-pay feature provided by your checking or savings account, then this is essentially the same thing as mailing in a check. The only difference is your bank writes the check and mails it for you. If this is what you’re doing, just give your mom the address of the lender and have her mail her own checks in.
#4 by Classy Granny - January 6th, 2010 at 21:34
The easy way would be to get cash or check from mom. Deposit it into your checking so the funds are available for your online banking.