Comments on: I missed 1 Discover card payment because they didnt bill me. How will this affect my credit? http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/ Eliminate Your Debt From Credit Cards Fri, 18 May 2012 07:19:20 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: Connie http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/comment-page-1/#comment-90 Connie Tue, 29 Sep 2009 11:33:34 +0000 http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/#comment-90 She meant she will waive the late fee for you. That doesn't mean your interest will stay the same. Check to make sure that you'll not pay the default rate. The default rate occurs when payment is late, usually 32.24%. You're only late 3 days. They will not report unless you are 30 days late. I don't like Discover. You can't take the card oversea and their rate is not the best rate. I have a FICO of 793 and they still charge me 11.99 APR. I've never been late, ever. She meant she will waive the late fee for you. That doesn’t mean your interest will stay the same. Check to make sure that you’ll not pay the default rate. The default rate occurs when payment is late, usually 32.24%.

You’re only late 3 days. They will not report unless you are 30 days late. I don’t like Discover. You can’t take the card oversea and their rate is not the best rate. I have a FICO of 793 and they still charge me 11.99 APR. I’ve never been late, ever.

]]> By: Slim Whitman http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/comment-page-1/#comment-89 Slim Whitman Sun, 27 Sep 2009 19:40:04 +0000 http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/#comment-89 Discover WILL jack your rate and assess late fees. Check your statement online. get a payment in and call them asap. We got screwed over by them more then once. Discover WILL jack your rate and assess late fees. Check your statement online. get a payment in and call them asap. We got screwed over by them more then once.

]]> By: Barbie d http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/comment-page-1/#comment-88 Barbie d Fri, 25 Sep 2009 11:33:56 +0000 http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/#comment-88 Actually a few things could occur; if you were over 30 days that will show up on credit and IF there was a late fee attached and it put you over your limit that also will show up on credit. Both of those factors will lower your score. If you just had a late fee and it wasn't past 30 days and it didn't over limit you; you will be ok. Actually a few things could occur; if you were over 30 days that will show up on credit and IF there was a late fee attached and it put you over your limit that also will show up on credit. Both of those factors will lower your score. If you just had a late fee and it wasn’t past 30 days and it didn’t over limit you; you will be ok.

]]> By: amy p http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/comment-page-1/#comment-87 amy p Tue, 22 Sep 2009 20:47:52 +0000 http://www.reducecreditcardbills.com/credit-cards/i-missed-1-discover-card-payment-because-they-didnt-bill-me-how-will-this-affect-my-credit/#comment-87 Don't worry. It will not affect your credit. Only if it was more than 30 days. Don’t worry. It will not affect your credit. Only if it was more than 30 days.

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