Do you think if i wait on the last day to pay my credit card bill i will make it on time?


pay credit card bill
Daniel C asked:


Ok so i wana pay off my credit card bill and the last day is on April 6. I am going to be receiving enough money to pay off my bill by April 5. Do you think i will be able to still have enough time to pay off my bill if i pay the bill online?

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  1. #1 by Creek - December 23rd, 2009 at 12:52

    Try and see.

  2. #2 by Happy Happy :) - December 24th, 2009 at 13:15

    Sometimes it counts for the ’same day’ if you pay directly TO their site FROM your bank account (routing #). Not all cards offer this option. I’d call them to find out if it is possible! Good luck!

  3. #3 by Gregory - December 27th, 2009 at 10:25

    Yes, if you pay on-line or in person. Not by mail. The on-line payment date will be the date you submit the payment.

  4. #4 by kariba - December 28th, 2009 at 20:47

    Look at the policy of the credit card companies. Some will not credit the payment the same day…even if made online, and you certainly don’t want to get stuck paying a late fee! You can call the credit card company and ask if you can’t find the info online.

  5. #5 by Diana O - December 29th, 2009 at 04:31

    Yeah you better call them, some have an extra charge for a same day payment..depends on the company, just check.

  6. #6 by Jules - December 31st, 2009 at 00:31

    I have 9 credit cards, and usually you have to pay it the day before, OR sometimes early in the morning the day of, in order for it to make it on time.

  7. #7 by dustoff - December 31st, 2009 at 15:39

    I wouldn’t take the chance. Make the minimum payment ahead of time, then pay the rest as soon as you have the money available.

  8. #8 by C-Gall - January 1st, 2010 at 11:33

    If your card allows you to pay online, that’s your best bet. However, to be safe I’d make the payment on the 5th if you are able to make a deposit by then. Both of my cards will post payments the same day as long as they’re made before 2pm Central time, but you’ll have to look in to your card’s specific regulations which can usually be found on their website.

  9. #9 by allardja - January 2nd, 2010 at 19:30

    If you pay it through your bank’s website, then I don’t think you’ll make it. If your credit card’s website has an option to pay online, then you should be fine. Banks are doing everything they can to stay afloat these days, so expect an interest rate hike if you’re late. Also, you’ll get the late fee.

  10. #10 by Ursugardaddy - January 2nd, 2010 at 19:32

    If you are concern about your credit history then I would not take this chance anyway but if you do not have the money until April 5th then phone ahead and inform them of your situation anyway Good Luck and God Bless

  11. #11 by italnprinces1079 - January 3rd, 2010 at 06:32

    You may be able to if you pay it first thing that day.

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