Reduce Credit Card Bills » Personal Finance

How can i consolidate all my debt, not just credit cards, but all onto one bill?

admin — Mon, 25 Jan 2010 19:04:12 +0000

Stephen asked:

I would like to find a place were i can put all my debt, credit cards, phone bill, speeding tickets, school loan, auto loan and what ever else i might have. Is there anything i can do to do this. My credit is bad i want to start rebuilding it, but i don’t make a whole lot of money a month. rent is my number one priority. I really want to take care of everything so i don’t ruin my future.

Is holiday spending a problem for families?

admin — Sun, 24 Jan 2010 23:58:49 +0000

Erin A asked:

am putting together a service project for a business organization at my college, and I was thinking about making packages of information about holiday spending– how to avoid holiday debt, recover from it, inexpensive gift ideas, etc.
Do you think this is a helpful/worthwhile project?
Would churches be a good venue for a project like this, or is there a better place to reach the right people?
Thanks!

Add credit card debt amount to new home purchase?

admin — Sat, 23 Jan 2010 12:11:09 +0000

Larry A asked:

I have about 25K in credit card debt. I am planning to buy a 540K house. Currently I have great credit, is it possible to add my credit card debt into the home loan in order to make it a single monthly payment. What is the loan program called? I am shooting for 5 yr. ARM. Me and my wife plan to live there for about 3-4 yrs.

Being in debt but going on holidays?

admin — Tue, 19 Jan 2010 03:47:35 +0000

Paulina asked:

What would you think of someone who is seriously in debt but goes on an expensive holiday, 2,500 dollars?

Would you think they are trying to sort out their debts?

I’m 21 and have a 5grand loan and a credit card of 1grand in debt. I usually always try plan ways to?

admin — Thu, 07 Jan 2010 00:42:09 +0000

! asked:

pay it all off as quick as I can. I know there are people out there the same age as me and are in debt alot more. Is this what money is? should I just accpet that us human’s to live are always going to be paying off some type of debt weather it’s for a car, mortgage, holiday etc… Or should I be trying really hard to pay my debts off and instead of borrowing money try saving up for things instead.

I recently got a $2,500 bonus at work. Should I use it to pay down debt or spend it on a holiday?

admin — Thu, 31 Dec 2009 16:57:50 +0000

booklvr asked:

NOTE that my debt is not out of control and I’m following a debt repayment plan. I’m just wondering if it’s better to be practical or to have fun.
I just wanted to point out that Í’m not in trouble with debt. I have a credit line I make monthly payments on and it’s affordable. I’m just wondering, when you get some extra money do you use it for bills or for something else?