Archive for category credit
Are there any credit debt programs that can actually help?
Rick asked:
Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks
Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks
Just paid off all my years of outstanding debt. Looking to rebuild my credit and buy a new home.What can I do?
karnotda asked:
About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to purchase a new home. How can I raise my credit score so that I can get a great quote on a mortgage loan?
About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to purchase a new home. How can I raise my credit score so that I can get a great quote on a mortgage loan?
Should I pay off my credit card debt with a loan?
::<3:: asked:
I have about $10,000 in credit debt on 3 credit cards. I don’t know much about loans so can you walk me through the process? Would I be better off just paying the loan? How does this work?
I have about $10,000 in credit debt on 3 credit cards. I don’t know much about loans so can you walk me through the process? Would I be better off just paying the loan? How does this work?
Any advice is appreciated. Thank you
could someone please list good sites for credit legal info, debt collection and the names of attorneys in IL?
Partygal asked:
names of attorneys in illinois who help low income people with credit debt issues? or the name of any organization. thank you
names of attorneys in illinois who help low income people with credit debt issues? or the name of any organization. thank you
Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these?
D B asked:
Lenders……. Id say that once you have paid 3 times what you originally borrowed …. then you should be out of debt. But NOT with revolving credit …… I see way too many people being allowed to borrow more than they should and for frivalous purposes. And when People go Bankrupt …. we wind up getting to foot the Bill By escalating Prices…… Agree or Disagree?
Lenders……. Id say that once you have paid 3 times what you originally borrowed …. then you should be out of debt. But NOT with revolving credit …… I see way too many people being allowed to borrow more than they should and for frivalous purposes. And when People go Bankrupt …. we wind up getting to foot the Bill By escalating Prices…… Agree or Disagree?
Is the FICO debt-credit ratio an average of each account or a total of all accounts?
jimjones3 asked:
For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?
For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?
do you have credit debt and are you trying to pay it off?
MamaLady asked:
i have credit debt, but my score is not that low. the craditors are constantly calling me, but i’m not sure if i want to pay them. i can get a new car and i already have a house so what does it really matter if i pay them or not? it’s only two gran anways.
i don’t work, my husband supports me.
i was paying the minimum for 2 years when i was working then i stopped working so i stopped paying. and the interested started packing back on. so it really didn’t matter.
it’s actually the debt collector that’s calling not the people i owe. they have sold the account three times.
i have credit debt, but my score is not that low. the craditors are constantly calling me, but i’m not sure if i want to pay them. i can get a new car and i already have a house so what does it really matter if i pay them or not? it’s only two gran anways.
i don’t work, my husband supports me.
i was paying the minimum for 2 years when i was working then i stopped working so i stopped paying. and the interested started packing back on. so it really didn’t matter.
it’s actually the debt collector that’s calling not the people i owe. they have sold the account three times.
Whats the best way to pay off my first credit card bills?
Stephanie asked:
I just got my first credit card and I want to establish good credit in a fairly short amount of time. I don’t really want to dig myself into a hole but will paying my credit bill in full every month give me a good credit score? Is there a certain way I can pay it the first few months to help build it to its full potential?
Mydomain.com
I just got my first credit card and I want to establish good credit in a fairly short amount of time. I don’t really want to dig myself into a hole but will paying my credit bill in full every month give me a good credit score? Is there a certain way I can pay it the first few months to help build it to its full potential?
Mydomain.com
If you pay all of your credit card bills in full every month, do you not get charged extra?
blcklabelx asked:
Hi,
Hi,
If I get a Chase freedom credit card, $0 annual fee, and I pay the credit bill in full each month, do I never pay one cent more than I actually spend, regardless of APRs?
Thanks.
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