Run iTz BrAnDeN asked:


my little brothers membership is up and does not have enough money on his pre paid card to pay for it. so can i use some of the money off my card to help extend it?

gratefulchef2000 asked:


We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over…hopefully.

ducttapejake1980 . asked:


I’m barely making ends meet working two jobs and would like to eliminate or reduce my credit card balances as well as pay a medical bill. It’s stressing me out.

terrortwilight asked:


I was issued a summons to appear in court for a credit card debt, how can I settle out of court? I live in Illinois and I had a credit like with Capital One.

Angelica B asked:


My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company name? Will that alleviate the stress on my personal credit debt? or will that not matter because it is still my corporation? Any assistance with this matter is appreciated. I only hope to clear these debts sooner than later..Thanks

Dom asked:


Now that the market is out of whack, I am guessing that lenders are going to make touger requirements for giving mortgages. I want to buy a house in 6-8 months. Right now I have about $2000 a month to either save for a house or pay credit cards. My debts including school loans are at $15,000 so it should be paid off after 8 months or so. My monthly minimum payments for these debts are $150.
Many of the house mortgages want a down payment rather than 100% financing. 5% down payment of the place we would want is $17,500.
So is it pay down debt or save for the house?

By the way, the lenders I have been talking to don’t look at my entire debt. They consider my monthly minimum payments when computing ratios.
Eddie J- If you can’t read, maybe you shouldn’t post here. To clear the confusion, I pay $2000 a month on credit cards. In 8 months, I will be paid off. If I save for a house instead, I will be paying the $150 MINIMUM payments for my debts.

sunshine asked:


due to mine and my husbands illnesses i am no longer able to pay my credit cards, what repercussions are involved for not paying credit card debt. all are non secured credit cards.

me-inside asked:


Seriously, every time a news show does a story about credit cards they always talk about those in the worst situation and make the CC companies look evil. Why do news agencies ever talk about CC users who pay in full each month and reap the rewards such as cashback, miles, etc. with no interest or fees? If you are going to bad-mouth and industry at least present both sides.

Why do news agencies never report on Americans who pay credit cards in full each month?

kace! asked:


I’ve no job and currently looking for one. I have a $2000 credit debt and struggling to pay it off. But I wanted to go to nursing school in the fall… Should I wait to pay them off first? I don’t want loans as much as possible because we all know it’s really hard to pay it off. Advice? experience?

jimthephilosopher asked:


I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term?