Archive for January, 2010

Why is my sister such a selfish leech. My mums in debt and shes bleeding her dry going on holiday. Shes 22 ***?

holiday debt
Daniel :D who wants a hug>&gt asked:


Its like ridiculous she knows my mums in debt and she stills spends money like it grows on trees. Shes so selfish she just jetted of on holiday 2 weeks ago and now shes off on holiday again 4 3months 3 whole months. In which she will be staying in a hotel spending my mums money and shes in debt.

Shes 22 aswell and has 2 degrees she could easily get a job and earn mega bucks and pay for her holdiay but shes using her money and shes in debt. Its ridiculous she just spent 200 pounds on her hair and now shes off on holiday. Shes so selfish my mum could have baliffs come and take all our stuff to pay the debt she owes and shes off laying on a beach..The debt is like 2grand and 2grand she doesn’t have is shes still leeching off her. Shes always saying to us we cn’t buy things like we cant ask for money for the cinema because mum doesnt have money but then shes off spending all her money on holiday.

Shes going on holiday for some internship but she could go for a month why does she have to go for 3 months theres no need. Shes got 2 degrees, 2 degrees most people only have one shes got a degree in law and egineering so she could easily get a job. And shes not even trying shes got like 12 grand stacked up in her bank and she won’t spend it but is willing to spend my mums money who is in debt.

What should we do shes so selfish!

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3 Comments

Should I combine my credit debt into one card?

credit debt
Suicidal Mussel asked:


I have 3 credit cards. Altogether I owe about $1,500. I’ve been thinking, would it make more sense to combine all three debts into one card. This one card would be an additional fourth card with a higher credit limit and 0% APR till April 09. I’m paying extra finance charges for late fees on my other cards so I’m thinking it would be good to put them all into one card and have a clean start. What do you guys think?

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5 Comments

I have credit debt that is over five years and written off. Should I pay it?

credit debt
clanderson1973 asked:


I am trying to improve my credit. Most of the debt that I have occurred betwwen 2002-2004. Most of it has been written off. I get settlement letters sometimes. I do not plan on making any big purchases within the next two years. Should I pay off the debt and if I do will it raise my score? Or should I let the debt fall off by 2010?

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2 Comments

Why do news agencies never report on Americans who pay credit cards in full?

pay credit cards
me-inside asked:


Seriously, every time a news show does a story about credit cards they always talk about those in the worst situation and make the CC companies look evil. Why do news agencies ever talk about CC users who pay in full each month and reap the rewards such as cashback, miles, etc. with no interest or fees? If you are going to bad-mouth and industry at least present both sides.

Why do news agencies never report on Americans who pay credit cards in full?

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4 Comments

what is the best company to use for credit/debt consolidation?

credit debt
calithayer asked:


I need to build credit and elimidate debt

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3 Comments

do you have credit debt and are you trying to pay it off?

credit debt
MamaLady asked:


i have credit debt, but my score is not that low. the craditors are constantly calling me, but i’m not sure if i want to pay them. i can get a new car and i already have a house so what does it really matter if i pay them or not? it’s only two gran anways.
i don’t work, my husband supports me.
i was paying the minimum for 2 years when i was working then i stopped working so i stopped paying. and the interested started packing back on. so it really didn’t matter.
it’s actually the debt collector that’s calling not the people i owe. they have sold the account three times.

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1 Comment

I’m 21 and have a 5grand loan and a credit card of 1grand in debt. I usually always try plan ways to?

holiday debt
! asked:


pay it all off as quick as I can. I know there are people out there the same age as me and are in debt alot more. Is this what money is? should I just accpet that us human’s to live are always going to be paying off some type of debt weather it’s for a car, mortgage, holiday etc… Or should I be trying really hard to pay my debts off and instead of borrowing money try saving up for things instead.

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6 Comments

I have some debt and some unpaid ccjs. Can i still get a australian working holiday visa?

holiday debt
Rob J asked:


ccj means county court judgement

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1 Comment

If you borrow $19,000 from someone to pay off some credit debt, can you be liable for taxes on this?

credit debt
Anthony S asked:


My mom is giving my sister $19,000 to pay off her credit debt. She will repay her for the next few years on a monthly basis. Can she be liable for some sort of income or gift tax for this?

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6 Comments

I see Republicans talking about a “tax holiday”. but wouldn’t that be a huge amount of debt?

holiday debt
g asked:


I mean, if you’re not collecting tax dollars, you’re not bringing in income…

and we bring in about $2.6 tril in assorted taxes a year… if you stopped collecting the taxes… where does the income come from?

just put it on the debt?

and since, as many Republicans are fond of constantly repeating, the wealthy pay like 70 percent of taxes… wouldn’t this be geared majorly toward the wealthy, which wouldn’t address some of the actual problems?
and that $2.6 tril (or 1.3 trill for a half year) wouldn’t count the projected 1 tril deficit will will also probably have… so that’s like 2.5 to 4 trillion more in debt…

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9 Comments