Archive for January, 2010
Is holiday spending a problem for families?
Posted by admin in Personal Finance on January 24th, 2010
am putting together a service project for a business organization at my college, and I was thinking about making packages of information about holiday spending– how to avoid holiday debt, recover from it, inexpensive gift ideas, etc.
Do you think this is a helpful/worthwhile project?
Would churches be a good venue for a project like this, or is there a better place to reach the right people?
Thanks!
what is involved if you dont pay credit cards?
Posted by admin in Credit Cards on January 23rd, 2010
due to mine and my husbands illnesses i am no longer able to pay my credit cards, what repercussions are involved for not paying credit card debt. all are non secured credit cards.
Add credit card debt amount to new home purchase?
Posted by admin in Personal Finance on January 23rd, 2010
I have about 25K in credit card debt. I am planning to buy a 540K house. Currently I have great credit, is it possible to add my credit card debt into the home loan in order to make it a single monthly payment. What is the loan program called? I am shooting for 5 yr. ARM. Me and my wife plan to live there for about 3-4 yrs.
I left the UK with a debt of 600GBP, can I get arrested at the airport if I return for a holiday?
Posted by admin in Other - United Kingdom on January 21st, 2010
I left the UK two and half years ago with an outstanding debt of around 600GBP to bank/credit cards etc. I must return later this year for a wedding and am a little worried about getting arrested at the airport. Can the banks be made aware of my return from the airlines/immigration? I have no worries about fixing up the outstanding debt, though I won’t bother coming back if it means spending any time in gaol!
Why do news agencies never report on Americans who pay credit cards balances in full each month?
Posted by admin in Credit Cards on January 20th, 2010
Seriously, every time a news show does a story about credit cards they always talk about those in the worst situation and make the CC companies look evil. Why do news agencies ever talk about CC users who pay in full each month and reap the rewards such as cashback, miles, etc. with no interest or fees? If you are going to bad-mouth and industry at least present both sides.
Why do news agencies never report on Americans who pay credit cards in full each month?
Being in debt but going on holidays?
Posted by admin in Personal Finance on January 18th, 2010
What would you think of someone who is seriously in debt but goes on an expensive holiday, 2,500 dollars?
Would you think they are trying to sort out their debts?
I have credit debt and but want to go to school ful time?
Posted by admin in Credit Cards on January 17th, 2010
I’ve no job and currently looking for one. I have a $2000 credit debt and struggling to pay it off. But I wanted to go to nursing school in the fall… Should I wait to pay them off first? I don’t want loans as much as possible because we all know it’s really hard to pay it off. Advice? experience?
Is there who has gone into debt just to buy holiday gifts?
Posted by admin in Other - Holidays on January 16th, 2010
Personally, I’m sick of the pressure to give gifts.
How badly will using debt counseling/credit card counseling hurt my credit?
Posted by admin in Credit Cards on January 14th, 2010
I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term?
Are the creditors going to come after me for credit debt?
Posted by admin in Credit Cards on January 14th, 2010
I studied abroad for a year in England, and had a credit card issued from a British bank. I had 1 pound in balance on my card (that’s like $2.00 USD). I’ve been back in the States for a year, and the interest is slowly building up, like a few cents each month, and it’s like $2.50 now. I haven’t paid it yet. Will the bank hand their file to a credit card debt agency and will they come after something as low as $2.50???