Archive for December, 2009
If I pay off my total credit card debt of $75k will this increase my credit score?
Posted by admin in Credit Cards on December 28th, 2009
ParvardigarBaba asked:
Hello,
If I pay off $75k which is my total amount of credit debt, will this increase my credit score? I am revising this question I just asked earlier. I have no other revolving debt than this. I am sorry for the lack of information in the previous question. Thanks for all the help out here!
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Hello,
If I pay off $75k which is my total amount of credit debt, will this increase my credit score? I am revising this question I just asked earlier. I have no other revolving debt than this. I am sorry for the lack of information in the previous question. Thanks for all the help out here!
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What is the statute of limitations for credit debt in Nebraska?
Posted by admin in Credit Cards on December 28th, 2009
ckudron73 asked:
I received a phone call from First National Collection Bureau regarding a debt from Sept. 1998. I don’t recall having an account with the bank they mentioned. They sent me a letter stating that if I don’t respond to them in writing then they would assume the debt is valid. I have no records, even credit report, that shows this debt. Should I worry about this?
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I received a phone call from First National Collection Bureau regarding a debt from Sept. 1998. I don’t recall having an account with the bank they mentioned. They sent me a letter stating that if I don’t respond to them in writing then they would assume the debt is valid. I have no records, even credit report, that shows this debt. Should I worry about this?
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When should you pay a credit card bill?
Posted by admin in Credit Cards on December 28th, 2009
Dreamer asked:
I have heard that it is better to pay a credit card bill a couple days before the due date yet others have told me to pay on the due date.
I know not to pay past the due date so don’t worry about that but does it make a difference paying a couple days before the due date rather than on it?
I have heard that it is better to pay a credit card bill a couple days before the due date yet others have told me to pay on the due date.
I know not to pay past the due date so don’t worry about that but does it make a difference paying a couple days before the due date rather than on it?
Do I have to pay my credit card bill in full or just the minimum?
Posted by admin in Credit Cards on December 28th, 2009
April asked:
which would be better for my credit score? and if i do pay only the minimum on the bill sometimes will that effect my credit? and how bad?
which would be better for my credit score? and if i do pay only the minimum on the bill sometimes will that effect my credit? and how bad?
How long do i have to pay a credit card bill?
Posted by admin in Credit Cards on December 28th, 2009
Morecards asked:
So let say i make a purchase of 300 Dollars today with a credit card, i got a month to pay the 300 dollars back? and if i don’t pay it back this month, can i just pay some of it? Can someone please give me a brief explanation of how that works. thanks
So let say i make a purchase of 300 Dollars today with a credit card, i got a month to pay the 300 dollars back? and if i don’t pay it back this month, can i just pay some of it? Can someone please give me a brief explanation of how that works. thanks
My mom wants to help pay my credit card bill but I do all my payments online, what do I do?
Posted by admin in Credit Cards on December 28th, 2009
J-Grass asked:
My mom wants to help pay my credit card bill but I do all my payments online. I have bank of america and usually pay online what what can i do to have her pay online or do i have to make it so they send the statement to my house and she pays it.
My mom wants to help pay my credit card bill but I do all my payments online. I have bank of america and usually pay online what what can i do to have her pay online or do i have to make it so they send the statement to my house and she pays it.
Does it make sense to purchase a home to reduce debt?
Posted by admin in Credit Cards on December 28th, 2009
gjonesgrad asked:
I have poor credit and debt. I am barely getting from payday to payday. Should I use my VA loan eligibility to purchase an affordable home, and consolidate my debt with a home equity loan?
Mydomain.com
I have poor credit and debt. I am barely getting from payday to payday. Should I use my VA loan eligibility to purchase an affordable home, and consolidate my debt with a home equity loan?
Mydomain.com
Can someone else pay my credit card bill?
Posted by admin in Credit Cards on December 28th, 2009
ny asked:
I read about it, once. Two credit cards bills got mixed by mistake, and people paid them, without actually checking them! Can my huge visa card bill be sent to some dotty old woman in Cornwall, and I will receive hers, which will be 39 p for two cans of cat’s food, which I will pay without questioning. Fair is fair, after all. Can it really happen?
I cut out that article from the newspaper and stuck it inside my wardrobe, where my roommate, Susan Cleath-Stuart can’t see it.
I read about it, once. Two credit cards bills got mixed by mistake, and people paid them, without actually checking them! Can my huge visa card bill be sent to some dotty old woman in Cornwall, and I will receive hers, which will be 39 p for two cans of cat’s food, which I will pay without questioning. Fair is fair, after all. Can it really happen?
I cut out that article from the newspaper and stuck it inside my wardrobe, where my roommate, Susan Cleath-Stuart can’t see it.
What happens to those that cannot pay credit cards. What is the law in Dubai for credit card offenders?
Posted by admin in Credit Cards on December 28th, 2009
Audra B asked:
Could not pay up credit cards, now need to get back to Duabi. What will happen will i get arrested.
Could not pay up credit cards, now need to get back to Duabi. What will happen will i get arrested.
Would paying one thing off of my credit debt change my score a little bit?
Posted by admin in Credit Cards on December 27th, 2009
Mami21 asked:
My credit score is 544, and I have two outstanding debts on my account, one is a medical bill for $380.00 and another is a cell phone bill for $1,025.00. If I paid for my medical bill in whole, how many points do you think that would bring my score up until I am able to make some payments on my cell phone debt?
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My credit score is 544, and I have two outstanding debts on my account, one is a medical bill for $380.00 and another is a cell phone bill for $1,025.00. If I paid for my medical bill in whole, how many points do you think that would bring my score up until I am able to make some payments on my cell phone debt?
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