Are there any credit debt programs that can actually help?
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Rick asked:
Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks
Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks
Just paid off all my years of outstanding debt. Looking to rebuild my credit and buy a new home.What can I do?
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karnotda asked:
About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to purchase a new home. How can I raise my credit score so that I can get a great quote on a mortgage loan?
About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to purchase a new home. How can I raise my credit score so that I can get a great quote on a mortgage loan?
Should I pay off my credit card debt with a loan?
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::<3:: asked:
I have about $10,000 in credit debt on 3 credit cards. I don’t know much about loans so can you walk me through the process? Would I be better off just paying the loan? How does this work?
I have about $10,000 in credit debt on 3 credit cards. I don’t know much about loans so can you walk me through the process? Would I be better off just paying the loan? How does this work?
Any advice is appreciated. Thank you
could someone please list good sites for credit legal info, debt collection and the names of attorneys in IL?
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Partygal asked:
names of attorneys in illinois who help low income people with credit debt issues? or the name of any organization. thank you
names of attorneys in illinois who help low income people with credit debt issues? or the name of any organization. thank you
Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these?
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D B asked:
Lenders……. Id say that once you have paid 3 times what you originally borrowed …. then you should be out of debt. But NOT with revolving credit …… I see way too many people being allowed to borrow more than they should and for frivalous purposes. And when People go Bankrupt …. we wind up getting to foot the Bill By escalating Prices…… Agree or Disagree?
Lenders……. Id say that once you have paid 3 times what you originally borrowed …. then you should be out of debt. But NOT with revolving credit …… I see way too many people being allowed to borrow more than they should and for frivalous purposes. And when People go Bankrupt …. we wind up getting to foot the Bill By escalating Prices…… Agree or Disagree?
Is the FICO debt-credit ratio an average of each account or a total of all accounts?
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jimjones3 asked:
For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?
For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?
Can you pay for runescape on two different pre paid credit cards?
Posted by admin in Credit Cards on January 28th, 2010
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Run iTz BrAnDeN asked:
my little brothers membership is up and does not have enough money on his pre paid card to pay for it. so can i use some of the money off my card to help extend it?
my little brothers membership is up and does not have enough money on his pre paid card to pay for it. so can i use some of the money off my card to help extend it?
Should we take money our of our 401k to pay credit cards?
Posted by admin in Credit Cards on January 27th, 2010
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gratefulchef2000 asked:
We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over…hopefully.
We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over…hopefully.
How do I get money to pay credit cards and medical bills?
Posted by admin in Credit Cards on January 26th, 2010
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ducttapejake1980 . asked:
I’m barely making ends meet working two jobs and would like to eliminate or reduce my credit card balances as well as pay a medical bill. It’s stressing me out.
I’m barely making ends meet working two jobs and would like to eliminate or reduce my credit card balances as well as pay a medical bill. It’s stressing me out.
How to settle a credit debt?
Posted by admin in Credit Cards on January 26th, 2010
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terrortwilight asked:
I was issued a summons to appear in court for a credit card debt, how can I settle out of court? I live in Illinois and I had a credit like with Capital One.
I was issued a summons to appear in court for a credit card debt, how can I settle out of court? I live in Illinois and I had a credit like with Capital One.









