Are there any credit debt programs that can actually help?

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credit debt
Rick asked:


Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks

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2 Comments

Just paid off all my years of outstanding debt. Looking to rebuild my credit and buy a new home.What can I do?

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credit debt
karnotda asked:


About 5 months ago I paid off all of my outstanding debt (credit cards, overdue bills, medical bills, etc…) I now want to purchase a new home. How can I raise my credit score so that I can get a great quote on a mortgage loan?

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4 Comments

Should I pay off my credit card debt with a loan?

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credit debt
::<3:: asked:


I have about $10,000 in credit debt on 3 credit cards. I don’t know much about loans so can you walk me through the process? Would I be better off just paying the loan? How does this work?

Any advice is appreciated. Thank you

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4 Comments

could someone please list good sites for credit legal info, debt collection and the names of attorneys in IL?

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credit debt
Partygal asked:


names of attorneys in illinois who help low income people with credit debt issues? or the name of any organization. thank you

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2 Comments

Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these?

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credit debt
D B asked:


Lenders……. Id say that once you have paid 3 times what you originally borrowed …. then you should be out of debt. But NOT with revolving credit …… I see way too many people being allowed to borrow more than they should and for frivalous purposes. And when People go Bankrupt …. we wind up getting to foot the Bill By escalating Prices…… Agree or Disagree?

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8 Comments

Is the FICO debt-credit ratio an average of each account or a total of all accounts?

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credit debt
jimjones3 asked:


For example, I have 10 credit cards. Is the FICO score impacted by the total debt vs total credit limit? Or….Is it an average made up of the individual cards?

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3 Comments

Can you pay for runescape on two different pre paid credit cards?

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pay credit cards
Run iTz BrAnDeN asked:


my little brothers membership is up and does not have enough money on his pre paid card to pay for it. so can i use some of the money off my card to help extend it?

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1 Comment

Should we take money our of our 401k to pay credit cards?

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pay credit cards
gratefulchef2000 asked:


We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over…hopefully.

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13 Comments

How do I get money to pay credit cards and medical bills?

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pay credit cards
ducttapejake1980 . asked:


I’m barely making ends meet working two jobs and would like to eliminate or reduce my credit card balances as well as pay a medical bill. It’s stressing me out.

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7 Comments

How to settle a credit debt?

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credit debt
terrortwilight asked:


I was issued a summons to appear in court for a credit card debt, how can I settle out of court? I live in Illinois and I had a credit like with Capital One.

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3 Comments